HOW MUCH DOES IT COST?
That's the big question. Each plan is designed
individually to suit the client's needs.
It's difficult to quote specific prices without doing a personal needs analysis.
However, as a courtesy to you, ThankQ.com will list
some "ball park" examples for your information.
These are "ballpark" prices for
quality plans available
from the top long term care insurance companies
Example: A married couple, ages 64 and 65
100% of daily maximum paid for nursing home,
assisted care facility, or home and community care
$150 per day daily maximum
**Compounded inflation protection included
1460 days of coverage (four years)
100 day elimination period (similar to a deductible)
$219,000 of coverage for each person
20% spousal discount included
Survivorship benefit included
Care Coordinator services included
Premiums waived when receiving benefits
Mental and nervous disorders are covered
Hospital stay is not required to receive benefits
Care givers may be independant and not affiliated with a home health care agency
APPROX: $4400.00 total annual premium for this couple
The same plan for a married couple ages 67
and 68 would cost APPROX: $5400.00
.... a good reason to plan now.....don't procrastinate.
Lower or higher priced plans are also available.
Consult a licensed long term care specialist
to help you design the plan that will suit your own needs.
In Sierra Vista and Southern Arizona
call:
Sally Lee
Licensed LTC Agent
520-456-1685
thankqmail@yahoo.com
**when price comparing, don't let a low price fool you. Be sure this feature is included.
